Spend Matters Afternoon Coffee

Cutting costs for college.

How to Tame College Costs -- It's Not Just Tuition -- The start of the school year is right around the corner, and for parents of college-age children that means it's time to open up the wallet. In addition to tuition, there are "lab fees, recreation fees, computer fees, materials fees, and then a bus pass! We didn't realize nearly every class would have fees associated with it," says Judy McNary, a financial adviser in Broomfield, Colo., who has three children attending the University of Colorado. "When one of my children adds a class," Ms. McNary says, "it seems like there is some sort of fee that gets added as well to the tuition."

"Lean" anything.

You can 'Lean' anything -- even your garage -- The whole point of Lean is to eliminate waste and increase efficiency using five principals: identify value, map the value stream, create flow, establish pull, and seek perfection in a continuous loop. Lean cuts to the bone by producing value for the end customer. Lean demands continuous improvement and uses only what is being demanded (just-in-time) by the customer (kanban). No more racks and rows of inventory sitting for months waiting to be transformed into something. Raw material can sit on your books and drive the very astute guy in the corner office with the abacus crazy. They want raw materials off the books and into COGS (cost of good sold) so that it's realized by the top line as revenue rather than impacting the bottom line as expense. The finance people totally get this, so do the operations gurus. So why doesn't everybody go Lean?

Verizon iPhone in January?

Verizon Wireless iPhone again rumored for a January 2011 release -- Another rumor strongly suggests that Apple and Verizon Wireless are gearing up to launch a CDMA version of the iPhone 4 in January 2011. According to sources in the overseas manufacturing supply chain, Apple has reportedly ordered millions of Qualcomm CDMA chipsets for a December production run of the highly anticipated Verizon Wireless iPhone 4.

Sheena Moore

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