The Worlds Changed Forever David Gustin - March 2, 2015 4:38 AM | Categories: Trade Credit Commentary | Tags: JP Morgan, Lending Club Below are recent headlines from various news sources. I can’t stress enough how the structural changes going through the Bank, Credit, and Capital markets are changing the world. I will let the headlines speak for themselves. J.P. Morgan to Start Charging Big Clients Fees on Some Deposits Big Banks Face Scrutiny Over Pricing of Metals Germany sells five-year bonds at negative yield Apple’s iCloud Is Under Attack in China RBS to exit 10 countries, cut back in Asia, U.S. Lending Club shares dip 11% on full-year loss Large European banks including Deutsche Bank AG and Banco Santander SA are likely to fail U.S. Federal Reserve’s stress test Embattled Standard Chartered CEO to Exit HSBC’s Woes Mount Greece Delays Awaited Reforms Until Tuesday Yes, there is opportunity in this disarray. Many of the banks are in retrenchment mode, or in their words, focusing on core competencies. But be careful of the vendors with a lot of Slideware and Visionware – there are many that really don’t know and fudge what they don’t know. I understand where many want to go from a theoretical perspective. I understand why they want their Visionware to say we want to be the financing network, but it’s not easy. Related Articles Discuss this: Cancel reply Your email address will not be published. Required fields are marked *Comment Name * Email * Website Notify me of new posts by email.