Category Archives: Alternative Finance

Using Information Advantages to Finance B2B Transactions

We've all heard the stories around how supply chains are digitizing. A real transformation is underway, no doubt. But transformations don’t happen overnight. Likewise, traditional forms of financing supply chains still dominate. Many new models of lending have emerged over the last few years that rely on the approved invoices and third-party money, and while some models have generated volume, these pale in comparison with total B2B transactions. This is not to say there are not failures. In fact, the innovations that have been tried and failed lead to further innovation, piggybacking off of lessons learned. 

Can Lenders Learn from Google’s Artificial Intelligence Story

Real Time Loan Underwriting with Partial Data   At Lendit Fintech last month, Scott Penberthy, Director of applied Artificial Intelligence at Google gave a fascinating […]

Will PSD2 Open up New B2B Lending Opportunities?

For those that aren’t aware of the Payment Services Directive 2 (PSD2) its a new EU directive that enables a bank’s customers, both consumers and […]

Using ERP data Makes a great Case for AI Invoice Analytics

“Any sufficiently advanced technology is indistinguishable from magic. ” – Arthur C. Clarke We can credit the phrase “Garbage in, garbage out” (GIGO) to George Fuechsel, an […]

Retraction: Earlier Coverage Concerning Aztec Exchange

apology

We regret that Trade Financing Matters published two articles mentioning Aztec Exchange that featured information based on incomplete facts and analysis. These articles could have […]

SMBs Need Relationship-Based Financing and Alternative Providers Can Help

Trade Financing Matters welcomes this guest post from Calum Williamson, Managing Director/ President for Bibby Financial Services Canada More than half of small or medium-sized […]

Benchmarking FinTech Business Lending by Company Size

Why Company Size matters when it comes to adopting Alternative Finance We see various alternative finance techniques being offered to companies by size. Generally, size […]

Event triggered finance is still all about the Approved Invoice

I’ve received several questions around the evolution of finance available earlier in the source to pay cycle, such as PO finance and post shipment finance […]

B2B Marketplace Vendors Amazon, Paypal Finance Volume Underwhelms

Captive B2B Marketplace lenders look to mine data to finance sellers   The traditional Captive Finance companies – such as Deere Capital, CAT Financial, or GE Capital helped finance […]

Why No One Has Proper Loss Data on Trade Receivables

I was recently asked if I had any good data on default rates of trade receivables. The question went something like is there any data […]

Providing Preshipment Finance to Resellers in Africa

I recently had an opportunity to catch up with Chris Hale from Kountable. Kountable is doing some real trade finance, providing preshipment finance to resellers […]

Is There a Middle Market Liquidity Gap? Post 2

It is common to hear about Financial institutions not lending to support buyers and sellers of goods, both domestically and cross border, and how this […]