Category Archives: Risk Management

Are Banks Gaming Capital Rules? – Basel IV & Trade Finance

Capital Management is a serious issue at banks. The overall goal is to ensure banks and their subsidiaries have sufficient capital consistent with each entity’s […]

Does Regulatory Arbitrage impact Trade Finance?

Banks, in being the primary originators of trade finance assets, are facing challenges like never before. Revisions to capital based regulation (Basel Accords) as well […]

Are China’s Banks About to Be Bailed Out? – Impact on Trade Finance

We know to mistrust any data coming from China, but certainly bank data on non performing loans even more so. Optimistic accounting can rule the […]

What investors Should Care About in this New Era of Non Bank Lending

Gordon Gekko: The point is ladies and gentlemen that greed, for lack of a better word, is good. Wall Street (1987)   Think about the two main […]

Why SMEs Don’t Insure their Most Important Asset – Receivables; A Discussion with James Daly

For a small business, today’s business world is all about survival. Securing top line revenue while managing expenses is enough to exhaust the most energetic […]

Harvard’s Effort to Help Small Business in Emerging Markets

The Missing Middle   Harvard’s Entrepreneurial Finance Lab is in pursuit of an honorable goal.  In their words, The goal of the Entrepreneurial Finance Lab […]

Legal View on Supply Chain Finance Structures

It’s always good to get the legal input on supply chain finance, and I had the recent opportunity to sit in on Mayer Brown’s webinar […]

Why APIs matter in Fintech

It's getting harder to turn around in finance, especially fintech, without bumping into some reference to APIs, or application programming interfaces. Why do we normal […]

When One Bad Alternative Finance Transaction Blows up Your Portfolio

Investor interest (and when I say investor I mean Non Bank) in financing business credit (ie, shortening receivables or extending payables) is at all an […]

P2P Lending, Loss Rates, and Risk Mitigation

It's been almost a decade since the first UK P2P Lender Zopa launched, back in April 2005. In the analog world, relationships mattered. In a […]

How does a P2P Network help with Invoice Fraud

If you are factoring an invoice, you are concerned about Fraud and Dilution. In traditional receivables financing, there are numerous risks that lenders face including […]

Banks, Not Investors, still Funding many Vendor Platforms

I recently did a post where I sized the supply chain finance application market, see Supply Chain Finance Application Market Still Small Some of these […]