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Credit cards and the true cost of interchange in B2B payments
June 18, 2020 | David Gustin
Is B2B the next evolution for credit cards? As we all know, it’s not like a B2C merchant where the transaction takes place face-to-face and you get your goods immediately or through e-commerce, where the goods arrive within a day or two. B2B transactions have disputes, invoices, adjustments. Find out more about the hurdles facing…
Taulia: Vendor Analysis (Part 2) — Strengths and Weaknesses - [PRO Content]
May 27, 2020 | Xavier Olivera
Taulia is known for its working capital solutions, which include both of its early payment programs: self-funded and funded by third parties. But as mentioned in Part 1 of this Spend Matters PRO Vendor Analysis, Taulia’s platform also offers e-invoicing and AP automation solutions. In Part 2, we'll give our insight into the strengths and…
Taulia: Vendor Analysis (Part 1) — Background, Solution Overview, Tech Selection Tips - [PRO Content]
May 26, 2020 | Xavier Olivera
In 2009, Taulia started in the U.S. as one of the few dynamic discounting solutions in the market, and through the years, Taulia has become a leading SaaS platform for working capital. It enables a supplier early payment offering that can be funded by the buyer (dynamic discounting) and/or funded for supply chain finance (SCF)…
Will supply chain finance and p-cards collide as B2B payment techniques?
April 23, 2020 | David Gustin
From the banks’ perspective, supply chain finance (SCF) is an uncommitted credit facility to a large company to purchase invoices from their suppliers. There are many issues around this simple statement, from the complexity of onboarding non-customer suppliers to the accounting treatment concerns that are now reeling heads. With any finance technique, money needs to…
Can government save the supply chain finance market?
April 14, 2020 | David Gustin
Supply chain finance (SCF) is a relatively small market compared to its more short-term liquidity cousin, commercial paper (CP). Yet, the SCF market is going through turbulent times and may need to be rescued with some form of guarantees. The CP market is extremely important to company liquidity and was frozen before the Fed put…
As the coronavirus crisis hurts cash flow, Corcentric advises to focus on tech solutions that help people
April 2, 2020 | Spend Matters Brand Studio
The coronavirus outbreak has required a sweeping plan of social distancing to stem its spread, and people have responded by staying home and limiting their exposure to others. That helps public health, but it is disrupting businesses around the world. With unprecedented shocks to supply and demand across most industries, businesses will need help with…
What does Apple Card have to do with B2B lending?
December 17, 2019 | David Gustin
Recently, a tweet caused a big kerfuffle when Danish programmer David Heinemeier Hansson tweeted that his credit limit for the new Apple Card was 20 times that of his wife’s, even though she has the higher credit score. All of a sudden the news picked up stories on gender bias, claiming the credit card's issuer,…
How the Traditional Role of the CFO is Becoming More Digital, Data Driven, and Strategic
November 14, 2019 | Laurent Charpentier, Yooz
The role of the CFO has changed dramatically in recent years, primarily affected by the large-scale introduction of digital practices in the work environment. Traditionally the role of finance leaders has been confined to finance optimization tasks, but they now find themselves confronting new challenges and becoming increasingly involved in the overall strategy of the…
Large Companies Lack Cash to Fund Their Supply Chains
August 13, 2019 | David Gustin
David Gustin is the chief strategy officer for The Interface Financial Group responsible for digital supply chain finance and is a contributing author to Trade Financing Matters. The popular opinion has been that many large American companies are flush with cash. In fact, surveys from some reputable institutions support this view. The AFP’s corporate cash…
Blockchain and Digital Invoice Finance — What’s Missing?
July 2, 2019 | David Gustin
Similar to an idea in the movie "Inception," blockchain has been imprinted on our brains as the solution for just about everything. But recently, a number of articles have taken a negative perspective on blockchain. Now I for one am never about technology for technology’s sake. But let’s not throw the baby out with the bathwater. Distributed…
Deferred Buyer Payment Solutions: The Search for the Holy Grail
June 6, 2019 | David Gustin
David Gustin is the chief strategy officer for The Interface Financial Group responsible for digital supply chain finance and is a contributing author to Trade Financing Matters. Most discussions about early payment solutions focus on buyer-centric models, ones that scale by bringing technology, managed services and perhaps some underwriting to offer supplier finance. This is…
PPC: On Late Payment — Regulate, Shame or Just Deal with It?
May 21, 2019 | David Gustin
There was some recent shaming of some very large companies by the UK government that did not comply with the Prompt Payment Code (PPC). Seventeen large companies, including heavyweights such as Vodafone, Rolls Royce, SSE and British Sugar, were suspended pending promises to fall into line. Short of legislation, shame can be a tool. But…

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Delivering Value Beyond Savings — Procurement’s Role in Times of Disruption : Kapil Paliwal said : While Buyers will try to optimize the cost, Suppliers would also equally or even more keen to look f...

Delivering Value Beyond Savings — Procurement’s Role in Times of Disruption : Bhagyashree Indane said : Brilliant Article! Discovering innovative strategies in the procurement processes can help industrie...

Delivering Value Beyond Savings — Procurement’s Role in Times of Disruption : Punam Nevatia said : Very well put together. Kudos!...

Clarifying Robotic Process Automation: What It Is (and Isn’t) for Procurement : David Harris said : Companies tend to assign procurement as an expanded and more important role of a strategic partner. ...

2021 Procurement and Supply Chain Predictions from the market — The Smart Cube and Capita : Ande Sampathi said : It is valuable information &knowledge help for me intelligent procurement! Thank you very much....