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Many Fintechs Still Rely on Bring-Your-Own-Bank Strategy for Supply Chain Finance
January 30, 2019 | David Gustin
Today, banks are by far the dominant player in providing supply chain finance, and do so in four ways. And many Fintechs that offer source-to-pay (S2P) and other supply chain collaboration solutions still have a strategy of using their clients’ house banks for supply chain finance. While it makes things easy if the customer can…
Simple Steps to Improving Cash Flow: Hackett Looks at Working Capital Analytics
January 23, 2019 | Kyra Senese
Businesses of all types rely on cash, and managing cash flow is essential to determining the health of any company. Improving the quality of a company’s cash flow can pose challenges to those in charge, but some experts say cash flow management does not have to be too burdensome. According to a recent study by…
Has Off-Platform Lending’s Time Finally Arrived?
January 15, 2019 | David Gustin
Now, digital B2B lenders can use fast data to scour thousands of individual data points — to instantly create a dynamic credit limit for companies that work on a particular supplier portal but only have a small percentage of receivables running through it. By having an off-platform model, this company can fund as many invoices…
For 2019, Fintech Faces More Automation, a Rise in Early Payments and a Marriage with Regtech
January 9, 2019 | Guest Contributor
Spend Matters welcomes this guest post from Chen Amit, CEO and co-founder of Tipalti. Automation will be a key driver for companies in 2019, especially in a space like fintech. Robotic process automation (RPA) became popular in 2018 and will only continue to rise in the ranks as companies are seeing the lasting benefits for…
Why 2019 is the Year for Companies to Address Working Capital Challenges to Avoid 2020 Crisis
January 4, 2019 | Guest Contributor
Spend Matters welcomes this guest post from PJ Bain, CEO of PrimeRevenue. “Hello transformation. Meet reality.” Those four words sum up where the global business climate has taken us in 2018, and where it will lead in 2019. Whether in the context of industry or geopolitical transformation, the economic implications of transformative change have exposed…
Ad Hoc Working Capital and the Diversification of Liquidity
January 3, 2019 | David Gustin
When it comes to working capital and liquidity today, there are more options than just black. Almost all companies have some form of permanent capital to fund their business operations. Even the smallest companies typically have an overdraft facility or business line of credit with their bank. Larger companies are serviced by an array of…
T&E Benchmarks: How Does Your Company’s Technology Compare on Handling Travel & Expense Reporting?
December 6, 2018 | Kyra Senese
Companies in the U.S. spend hundreds of billions of dollars annually on travel and entertainment — and a study from Certify Inc., an expense report software company, surveyed executives and finance leaders to get a snapshot of how many still use manual methods versus how many have upgraded their T&E management technology. In the study,…
How the Contagion Effect Could Blow Up Network Finance
December 5, 2018 | David Gustin
In the real world, you plan for an event and it works out for a while. Then things fall apart. So you react and plan more — hoping to stop the problem from creating a contagion effect. And here you are, thinking that you built this nice network finance model to finance your suppliers not…
Basware vs. Tradeshift: Accounts Payable, Invoicing and Supplier Network Head-to-Head Comparison
November 21, 2018 | Jason Busch
On the surface, Basware and Tradeshift appear to deliver similar invoice-to-pay technology capabilities as two of the top-ranked SolutionMap analyst picks for this area. (Note: We include e-invoicing, accounts payable automation, supplier network and related capabilities as components of invoice-to-pay.) After all, both beat the average functional benchmark score in the Spend Matters Q4 2018…
The Blurring of Supply Chain Finance Definitions
November 20, 2018 | David Gustin
I often get this question about how factoring and supply chain finance differ from traditional invoice finance. And the real answer is its very murky. There is certainly a blurring between invoice finance, invoice discounting, factoring, supply chain finance and asset-based lending. By whatever name you want to call it, what really matters is what…
Lost Sourcing Savings: Survey Data Suggest a Crisis (Part 1) - [Plus + Content]
October 26, 2018 | Jason Busch
Editor's note: This Spend Matters Plus brief is a refresh of our 2013 series on sourcing strategies, which originally ran on Spend Matters PRO. During an ISM webinar highlighting how (and why) procurement organizations fail to implement sourcing savings, Spend Matters asked the audience (approximately 500 practitioners) a number of poll questions: Does your organization…
Tradeshift: Vendor Analysis (Part 2) — Product Strengths and Weaknesses - [PRO Content]
October 25, 2018 | Xavier Olivera and Jason Busch
Besides the likes of “mega” players like Amazon Business, is there a market for marketplaces? When Tradeshift embarked on its journey to create a platform between organizations in 2010, it had to believe such a need would eventually become mainstream, otherwise its vision and reality would fail to intersect. Fortunately for those that backed Tradeshift’s…

Procurement Leaders moves its event to the fall as a coronavirus precaution : Loqualist said : Tough times for business. Entreprises have to be strong. Where can we find the exact new dates for t...

AI will shift our industry even more than the internet did 20 years ago. Here’s why. : Peter Smith said : "AI will shift our industry even more than the internet did 20 years ago" Nope. Don't think s...

The state of dynamic discounting in B2B payments : David Gustin said : Yes, because they do not offer an einvoicing or AP automation software. They are more a Treasury to...

The state of dynamic discounting in B2B payments : Robert Solomon said : Hasn't C2FO made an entire business based on taking gain share from dynamic discounting?...

5 Tips and Considerations for Your Next Spend Analysis RFP : Puneet Jain said : What is a typical spend threshold when a company should go for an RFP for sourcing indirect purchase...