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Now, digital B2B lenders can use fast data to scour thousands of individual data points — to instantly create a dynamic credit limit for companies that work on a particular supplier portal but only have a small percentage of receivables running through it. By having an off-platform model, this company can fund as many invoices as they want until they reach their credit limit. Virtually every supplier can be funded — only those in bankruptcy or on government watch lists are ineligible. This new form of B2B lending marries two core competencies.

We have all seen the lists – the 50 hottest fintech companies, the Best Payables Supplier Financing Solution Platform, the 25 fintech vendors set for […]

I see this mega basket called Fintech and it’s the word of the year besides disruption (but both are generally used in the same sentence). […]

We are seeing financial innovations over the last few years that we have not seen ever. Period. Small business lending has seen the brunt of […]

The first installment of our discussion with Susan Joseph covered why 2014 was the year for Peer to Peer or Marketplace lending. Today we look […]

Susan Joseph is a former General Counsel of a start-up peer lending financial services/tech disrupter. She served as General Counsel at a trade receivables insurer […]

Was the Lending Club just in the right place at the right time? For sure, a whole bunch of secular trends have gone their way, […]

The Receivables Exchange (RecX) describes itself as the leading online exchange for the sale and purchase of accounts receivable. Receivable auction platforms have received much […]

We hear lots about P2P and Crowdfunding models in both Europe and the USA.  No I am not talking Purchase to Pay solutions, my partner […]

It's been almost a decade since the first UK P2P Lender Zopa launched, back in April 2005. In the analog world, relationships mattered. In a […]