I often get asked this question, so here goes. The most typical type of Asset-Based Lending or “ABL” is made against the business’s accounts receivables. […]
Trade Bodies Politics Don’t Help Banks Move the Needle
Traditional trade finance at many banks is seeing revenue collapse, margin compression, increased compliance costs, an unattractive employment career for millennials, layoffs and an actual […]
Why Factors Do Not Offer Supply Chain Finance
Factoring guys go out and work with companies to establish Asset Based lending and factoring lines based on receivables and inventory, a few are involved […]
Will Alternative Finance Options Erode Middle Market Credit Facilities? Post 3
Middle Market companies play a vital role in most countries. In the U.S., middle market companies (defined as having annual sales between $50 million to […]
UPS Capital – still mostly a Packaging Company
UPS Capital, a subsidiary of UPS, provides insurance, financing and payment services that are unique, relevant and competitive. I have heard UPS Capital, which is […]
Collateral Lenders, Relationships, and New Data Driven Underwriting Models
I recently had a number of discussions with collateral lenders (asset based lenders, factors) around early pay techniques eroding their receivable base. The consensus was […]
Erosion of Receivables a growing problem for Asset Based Lenders
We are seeing more blue chip companies provide a menu of supply chain finance for suppliers, including reverse factoring, dynamic discounting, and pcard programs to […]