Category Archives: Risk Management

Deferred Buyer Payment Solutions: The Search for the Holy Grail

David Gustin is the chief strategy officer for The Interface Financial Group responsible for digital supply chain finance and is a contributing author to Trade Financing Matters.

Most discussions about early payment solutions focus on buyer-centric models, ones that scale by bringing technology, managed services and perhaps some underwriting to offer supplier finance. This is a big opportunity that top providers have been going after for years, of course, and the potential market is huge. But the flip side of the coin, deferred payment solutions, where sellers are paid early (or based on their standard terms) and small buyers can extend those terms outward to 90 or 180 days, is a less understood market — both in terms of potential, technologies and the type of underwriting to manage losses.

5 Important Things Businesses Overlook When Extending Credit

Trade Financing Matters welcomes this Guest Post from Matt Osborn, Senior Marketing Manager at Apruve, a Fintech company that is revolutionizing how businesses buy from […]

How Satellite Data could help Trade Finance & Collateral Tracking

There are over 1 terabytes of photographs taken every day by satellites.  This amount of pixels is staggering, and there is much money that is […]

Using Supply Chain Finance as a Risk Management Tool

Think about if for a minute. Why would a company want to take early pay finance offers from its own Customers.  There could be a […]

With a Digital Economy, You Dont Need the Equifaxs of the World

In the USA, we rely on credit bureaus to help us assess consumer and business credit risk. A 150 years ago, the person that granted […]

Can Trade Insurance turn into a Pay as you Go Product?

Recently, Euler’s Digital Agency announced a partnership with Flowcast to deliver a new single invoice cover insurance product to protect B2B companies from non-payment, transaction […]

Are Banks Gaming Capital Rules? – Basel IV & Trade Finance

Capital Management is a serious issue at banks. The overall goal is to ensure banks and their subsidiaries have sufficient capital consistent with each entity’s […]

Does Regulatory Arbitrage impact Trade Finance?

Banks, in being the primary originators of trade finance assets, are facing challenges like never before. Revisions to capital based regulation (Basel Accords) as well […]

Are China’s Banks About to Be Bailed Out? – Impact on Trade Finance

We know to mistrust any data coming from China, but certainly bank data on non performing loans even more so. Optimistic accounting can rule the […]

What investors Should Care About in this New Era of Non Bank Lending

Gordon Gekko: The point is ladies and gentlemen that greed, for lack of a better word, is good. Wall Street (1987)   Think about the two main […]

Why SMEs Don’t Insure their Most Important Asset – Receivables; A Discussion with James Daly

For a small business, today’s business world is all about survival. Securing top line revenue while managing expenses is enough to exhaust the most energetic […]

Harvard’s Effort to Help Small Business in Emerging Markets

The Missing Middle   Harvard’s Entrepreneurial Finance Lab is in pursuit of an honorable goal.  In their words, The goal of the Entrepreneurial Finance Lab […]