Nium, formerly InstaReM, was founded in 2015 with a vision to simplify the cross-border remittance experience. While continuing to be an expert in remittances, the team behind InstaReM expanded and scaled its offerings to meet the needs of the Financial Institutions, Enterprises and other payment service providers. 

These capabilities come together to form the Open Money Network, an innovative technology and compliance infrastructure that makes sending, spending and receiving money across borders faster, more transparent and better integrated with our clients’ needs. Today, customers can use this banking-as-a-service platform as a single connection that bridges the gaps in today’s global financial infrastructure. 

Nium’s network is powered by our portfolio of licenses, hard-earned by building trust with financial regulators in over 38 countries.

Send | Send money to 58+ countries and make real-time payments to 29+ markets securely, send credit card payments to suppliers regardless of their payment method, and offer a product to your customer to help them send money faster and more conveniently.

Spend | Issue debit cards on Visa’s trusted platform to enhance your product offering, increase customer loyalty and streamline cash management with virtual or physical cards.

Receive | Easily collect international payments a with multi-currency account, making international payment behave like local payments.

Company Info


16 Raffles Quay #20-05, Hong Leong Building, NA, Central Region, 048581, Singapore




In Their Own Words: Nium

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